Merchant Cash Advance programs are the foundation of our company. These programs allow a large variety of industries to receive funding based on the flow of revenue coming into the business through the credit card sales. We approve you for an advance on your credit card sales in the form of a cash lump sum. We then collect a percentage of future sales daily until the total amount due is paid in full.
Benefits of a Merchant Cash Advance program:
- Quick application process
- Approvals within 48 hours
- NO fixed terms!
- We get paid when you get paid
- Liberal underwriting
We offer a range of Merchant Cash Advance programs:
- This program is designed for applicants who would not qualify for a loan through a bank. Businesses can have less than $5,000 in Visa and Master Card per month, large tax liens, and/or recent discharged bankruptcies. Approved for up to 50% of volume. The biggest advantage to this program is that there is NO credit requirement.
Traditional Merchant Advance
- This program is designed for applicants who are looking for a more standard advance. Businesses may qualify for up to 150% of volume. Clients typically have been in business for a year or more. To qualify businesses typically have an average FICO credit score above 525.
- This program is designed for businesses with a solid foundation. Businesses can receive advances starting at $25,000. In order to qualify a business must be open for at least two years and have a FICO credit score at 625+. Businesses may qualifying for up to 200% of volume.
- This program is designed for larger clients who are looking for up to $3 Million. Inquire within for specifics.
We will walk you through the entire process to find the program that best suits the needs of your business. We understand the stresses of owning your own business and will work diligently and quickly to process your application and get you approved.